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first_imgHomemade jams and jellies can be a delicious way to extend the summer bounty, but a University of Georgia food preservation expert urges people to follow the rules when canning at home. “Even though sugar has a preservative action in jams and jellies, molds can still grow and spoil these products,” said Elizabeth Andress, a UGA Cooperative Extension specialist. “USDA and UGA Cooperative Extension endorse a boiling water canning process for jams and jellies, which will make the potential for mold spoilage as small as possible.” Use the following steps, Andress says, to preserve food safely at home: Start with boiling water. Before cooking the jam, fill a boiling water canner with enough warm water to cover filled jars one to two inches above the lids. The canner needs to be centered over the stove’s burner and should be level. Add the jars before bringing the water to a boil to sterilize them. Empty jars need to be submerged in boiling water for 10 minutes for sterilization. If no sterilization is needed, heat the water in the canner to 180 degrees, simmering, to process filled jars. Wash pint or half-pint canning jars in hot water with dishwashing detergent or in a dishwasher. Sterilize jars if needed. Sterilized or not, keep jars hot until ready to be filled. Prepare canning jar lids according to manufacturers directions. Cook jam or jelly according to recipe directions. Skim off foam if present. Fill jars. If the jars were pre-sterilized, remove them from the canner when it is time to fill them and tilt them to quickly empty any water inside them into the canner. Fill jars with the hot jelly or jam mixture, leaving a fourth-inch headspace. Wipe the rim of the jar with a clean paper towel and seal the jars with lids. Adjust the ring bands as needed. Work quickly to insure the filled jars stay as hot as possible until they are ready to be loaded into the canner for processing. Load the filled jars, using a jar lifter, into the canner. Keep the jars upright at all times to prevent jelly or jam from spilling into the sealed area of the lid. The canner should be simmering when jars are added, not boiling.Boil filled containers. Turn the burner under the canner to its highest setting and place a lid on the canner. Return the water to a boil. If the jars were sterilized, boil the filled jars for five minutes. If hot, clean jars were used, process for 10 minutes. Keep a lid on the canner while processing to keep water boiling. Turn off the heat once the jars have processed, and remove the canner lid. Wait five minutes before removing jars from the canner. Use a jar lifter to remove the hot jars from the canner. Place the jars on a towel or cake cooling rack. Leave at least one inch of space between the jars during cooling. Cool jars upright for 12 to 24 hours while the vacuum seal is drawn and the jam or jelly sets. When using two-piece metal canning lids, do not tighten ring bands on the lids or push down on the center of the flat metal lid until the jar is completely cooled. Remove ring bands from sealed jars. Label and store in a cool, dry place out of direct light. Follow these UGA and USDA recommendations will help limit the risk of mold growth and spoilage of homemade jams and jellies. “There is some evidence that molds growing on fruit products could produce mycotoxins, or mold poisons,” Andress said. “A few other organisms could also spoil jams and jellies. It is best to take steps to prevent molding and spoilage, and thereby also protecting your investment of fruit, time and money by not having to throw away spoiled jams and jellies.”For more information from the National Center for Home Food Preservation on making jams and jellies, visit read more

first_imgWeek 5 is now over, which means here is week 6! For the next 3 weeks we will be giving away lift passes to Wintergreen Resort!Each week we will give away 2 weekday lift passes (valid Monday-Thursday) to one lucky individual, so 16 in total over 8 weeks.To sweeten the deal, we are also giving away a pair of Bolle goggles (a $40 value) with the tickets!This giveaway is now over, but week 7 of the Wintergreen Lift Tickets giveaway is up and running!Rules and Regulations: Package must be redeemed within 1 year of winning  date. Entries must be received by mail or through the contest sign-up page by 12:00 noon EST on February 15th, 2013. One entry per person. One winner per household.  Sweepstakes open only to legal residents of the 48 contiguous United  States and the District of Columbia, who are 18 years of age or older.  Void wherever prohibited by law. Families and employees of Blue Ridge  Outdoors Magazine and participating sponsors are not eligible. No  liability is assumed for lost, late, incomplete, inaccurate,  non-delivered or misdirected mail, or misdirected e-mail, garbled,  mistranscribed, faulty or incomplete telephone transmissions, for  technical hardware or software failures of any kind, lost or unavailable  network connection, or failed, incomplete or delayed computer  transmission or any human error which may occur in the receipt of  processing of the entries in this Sweepstakes. By entering the  sweepstakes, entrants agree that Blue Ridge Outdoors Magazine and Wintergreen Resort reserve  the right to contact entrants multiple times with special information  and offers. Blue Ridge Outdoors Magazine reserves the right, at their  sole discretion, to disqualify any individual who tampers with the entry  process and to cancel, terminate, modify or suspend the Sweepstakes.  Winners agree that Blue Ridge Outdoors Magazine and participating  sponsors, their subsidiaries, affiliates, agents and promotion agencies  shall not be liable for injuries or losses of any kind resulting from  acceptance of or use of prizes. No substitutions or redemption of cash,  or transfer of prize permitted. Any taxes associated with winning any of  the prizes detailed below will be paid by the winner. Winners agree to  allow sponsors to use their name and pictures for purposes of promotion.  Sponsors reserve the right to substitute a prize of equal or greater  value. All Federal, State and local laws and regulations apply.  Selection of winner will be chosen at random at the Blue Ridge Outdoors  office on or before March 1st, 6:00 PM EST 2013. Winners will be contacted by  the information they provided in the contest sign-up field and have 7  days to claim their prize before another winner will be picked. Odds of  winning will be determined by the total number of eligible entries received.last_img read more

first_imgRecently, I had a conversation with a couple of large credit union CTOs.  I brought up the idea of a credit union using a chat bot and was surprised at the almost violent reaction that ensued.   The credit unions were furious at the concept, which I found fascinating, and decided to look at in more depth.First – What is a Chatbot?According to Wikipedia, a chatbot is a computer program designed to simulate conversation with human users, especially over the Internet.How would a credit union use a chatbot?Imagine a world where the credit union had a chatbot so that when a member asked routine questions – the chatbot responded with real answers simulating the experience of chatting with a human.  The positives would be that members would get consistent information and service 24/7 in an automated fashion.  The chatbot can even be programmed to inject a real human on exception items or when a member is getting frustrated.  Consequently, it is entirely possible that the member would never know whether they were chatting with a human or a chatbot.  In addition, the cost of delivering the member service would be substantially lower and would solve some big hiring, staffing and technology challenges for the credit union.On the flip side, the credit unions I discussed the issue with,felt strongly that this concept flew in the face of “good member service” and of the people aspect of credit unions.  Ultimately it seemed that there was a philosophical issue with the idea that you could automate service using technology.   Fundamentally I think it gets at the broader issue credit unions struggle with – how do you define good member service and deliver it consistently?In order for a chatbot to work and provide good service, it would fundamentally have to be setup in a way that allowed it to handle the gray areas of member service.  For example, not all fee reversals are equal.  A member who is in good standing that had their first overdraft fee in 5 years – might be an easy reversal vs. the one that has had 1 a month for 3 straight months.   Consequently, to setup a chatbot, a credit union would have to muddle through all of the small gray area decisions that its employees are empowered to make small judgements on today.Ironically, I would argue that a credit union should probably do this anyway to be able to provide consistent guidance and advice to its employees around A) defining good service B) defining bad service C) and defining the myriad of use cases that might be good service to one person but not to another.  This is an arduous task – but if successful – the credit union would see a lot more consistency and better service scores. In addition, the credit union could plan options for when the credit union makes a mistake and have a matrix of canned answers for member service or call center representatives. Management’s role in articulating, defining, documenting and creating a playbook for employees would have some very positive impacts on the credit unions brand, service, and membership.  Once that was done by humans – it doesn’t seem a big leap to have a chatbot do the heavy lifting and enable the existing staff to elevate their delivery and focus on the next tier of member enhancing services.Ultimately, a modern fintech startup would probably just start with a chatbot and build their service library along with the success of their business. They wouldn’t have a high cost structure or staffing issues and would look to avoid them on day one. The real challenge in my mind is not whether we will use chatbots but when.Interested in more credit union technology news? Visit our blog at or contact us at to discuss your credit union’s technology strategy in more detail. 45SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Kirk Drake Kirk Drake is founder and CEO of Ongoing Operations, LLC, a rapidly growing CUSO that provides complete business continuity and technology solutions. With its recent acquisition of Cloudworks, Ongoing Operations … Web: Detailslast_img read more

first_img This post is currently collecting data… ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr This is placeholder text continue reading »center_img The members of a credit union’s board of directors are often referred to as volunteers, and for good reason. The FCU Act and NCUA regulations – specifically section 701.33 – prohibit federal credit unions (FCUs) from compensating their directors, which means credit union directors are not paid for the work they do. There is one exception to this prohibition: one director may be compensated if provided for in the credit union’s bylaws.Section 701.33(b)(2) provides some items that are not considered to be compensation, and which therefore can be provided to the directors without violating the “no compensation” rule. The provision we’ll focus on today is found in section 701.33(b)(2)(i), which allows a credit union to pay or reimburse “reasonable and proper costs”  incurred by a director “in carrying out the responsibilities of the position.” Such expenses may be covered for any “official,” which includes associate directors and committee members.The regulation states that, for such costs to be paid, they should be “in accordance with written policies and procedures, including documentation requirements, established by the board of directors” (emphasis added). The NCUA has stated that FCUs are given “the flexibility to establish reimbursement programs that meet an FCU’s unique needs.” Once the policy is in place, it will be up to the board to determine if specific expenses fit the policy and procedures. The NCUA discussed the process in this 1991 legal opinion letter and this 1996 legal opinion letter. According to those letters, the first step is to determine if the costs were incurred during official business. Then, the board should consider whether the costs were “reasonable and proper.” Finally, the board should determine if payment would be “necessary and appropriate.”last_img read more

first_img SHARE Email Facebook Twitter Statement Harrisburg, PA – Governor Wolf released the following statement on the failure of the Senate to act on HB 2375:“The Senate’s inaction on HB 2375 is incredibly disappointing and frustrating for so many Pennsylvanians.“Just weeks after Republicans and Democrats came together to pass fiscally responsible and comprehensive unemployment insurance reform that would provide benefits to 44,000 Pennsylvanians, the failure to move this critical legislation leaves the system’s staffing and operations in upheaval.“The failure to pass this bill now also means that the unemployment insurance system will be forced to lay off workers and close centers who process claims for the very people who are newly eligible to receive benefits because they are out of work and looking for a new job.“Though these impacts will be real and immediate, I will continue to provide workers with additional training opportunities and resources to help them get back to work.”Like Governor Tom Wolf on Facebook: November 16, 2016center_img Governor Wolf Statement on the Senate’s Failure to Act on HB 2375last_img read more

first_img December 02, 2016 Press Release,  Weather Safety Harrisburg, PA – Governor Tom Wolf today announced that the federal government has granted his request for federal disaster assistance to reimburse state agencies, county and municipal governments and other eligible private non-profits for costs associated with significant flash flooding in Bradford, Centre, Lycoming and Sullivan counties on Oct. 21, 2016.“This flooding caused considerable damage to state and local infrastructure, and the financial impact would have caused significant strain on the communities and their economies,” said Governor Wolf. “This assistance will make a big difference in these communities that simply cannot absorb the cost of repairs.”The overall estimated total costs associated with this major disaster declaration are $33.2 million, which exceeds the commonwealth’s federally-established threshold of $18.1 million. Federal reimbursement will cover up to 75 percent of county costs incurred on eligible expenses, such as costs associated with paying overtime, repairs to damaged public infrastructure, equipment rentals, materials, search and rescue operations, and opening and operating shelters. It is important to note that total costs may fluctuate as applications for assistance are reviewed at both the state and federal levels.Over the coming weeks, staff from the Pennsylvania Emergency Management Agency will hold meetings with applicants to thoroughly review all application documentation before forwarding it to the Federal Emergency Management Agency. The process is expected to take several weeks, and all reimbursements are handled electronically.Like Governor Tom Wolf on Facebook: Governor Wolf Announces Federal Disaster Funding for October Floodingcenter_img SHARE Email Facebook Twitterlast_img read more

first_imgJCD varsity track traveled to Batesville for a 4way with North Decatur and Hauser.Final Scores. Girls-Batesville 122, North Decatur 40, Hauser 40 and JCD 39.   Boys-Batesville 136, Hauser 53, North Decatur 29and JCD 21.Scoring for JCD:Kelsey Bowling 1st 100H-:16.9, 2nd LJ 15’1,Jenna Hughes 1st 400M 1:00.7,3rd 200D – :28.5,Shianna Bellingham 5th 800M- 2:52, 4th-3200 – 15:02Rosie Newhart 1st Shot – 33’5, 2nd Disc 99’9,Alex Tornstandt 5th Shot 27’2Sasha Wagner 4th HJ 4’6″.Alvio Delgado 4th 110H- :21.3,Eli Wagner 4th 100D :12.3,2nd LJ 18’3Rodney Dobbs 3rd 1600M-5:11,Thiago Kapps 3rd 300H- :44.2,Chris Kissel 3rd – 800M 2:26,Micheal Schmitt 6th Disc 92’1.Courtesy of Eagles Coach Larry Hammond.last_img read more

first_img Read Also: La Liga: Barcelona secure vital 4-1 La Liga win at VillarrealIt was a remarkable way to end the game as match-winner Ocampos also became the hero at the other end, saving the effort from the Serbian, who himself is famed for stopping goals – not scoring them! The result strengthened Sevilla’s grip on fourth place, with Eibar remaining 16th FacebookTwitterWhatsAppEmail分享 Promoted ContentWho Is The Most Powerful Woman On Earth?Best & Worst Celebrity Endorsed Games Ever MadeThe Best Cars Of All Time12 Celebrities Who Almost Ruined Their Careers With One Movie10 Most Evil Female Characters In Disney MoviesBest Car Manufacturers In The WorldThe 10 Best Secondary Education Systems In The WorldWhich Country Is The Most Romantic In The World?Xi Ding Created Caricature Version Of Marvel Characters5 Of The World’s Most Unique Theme ParksCouples Who Celebrated Their Union In A Unique, Unforgettable WayThe Absolute 10 Greatest Shows In HBO History The home side’s defence could not clear the ball, which fell to Eibar goalkeeper Dmitrovic whose stabbed effort at goal was saved by Ocampos. You can see the incredible moment below: Monday night’s La Liga clash between Sevilla and Eibar had long appeared to be a relatively straightforward home victory for Julen Lopetegui’s team. Lucas Ocampos opened the scoring for the hosts early in the second half and the team led 1-0 going into injury time, when a chaotic chain of events began. The first was a worrying knee injury for the Andalusian side’s goalkeeper Tomas Vaclik, who was forced off the pitch – but Sevilla had no substitutions remaining. That meant that they had to finish with just 10 players on the pitch, with Ocampos the player volunteering to take Vaclik’s goalkeeping jersey to complete the game. Lengthy stoppage time was added due to the time lapse on the injury and Eibar, who are battling against relegation this season, threw everything but the kitchen sink in search of an equaliser – with their goalkeeper Marko Dmitrovic encouraged forward as one last throw of the dice. In the 10th minute of injury time at the end of the game, the Basque side pumped the ball into Sevilla’s penalty area and a goalmouth scramble ensued.Advertisement Loading… last_img read more

first_imgSome political observers worry that this year’s census will experience the same technological issues as the recent Iowa caucus, but on a larger scale.The U.S. Census Bureau plans to use the internet along with mobile apps to have citizens respond.However, a government watchdog agency, in addition to the Census Bureau’s inspector general and some lawmakers, are concerned whether those systems are ready.“I must tell you, the Iowa (caucus) debacle comes to mind when I think of the census going digital,” Eleanor Holmes Norton, the congressional delegate for the District of Columbia, said last week at a hearing on the census.Experts also consider the census to be an attractive target for anyone seeking to create chaos and undermine confidence in the U.S. government.In a worst-case scenario, records could be deleted or corrupted with junk data.The Census Bureau says responses to the questionnaire will be kept confidential through encryption. It is also working with the Department of Homeland Security and private-sector security experts to prevent cyber attacks. In addition, the agency is blocking foreign IP addresses and stopping bots from completing fake responses.It has also developed back-up systems.“All systems are go,” bureau Director Steven Dillingham said.In addition, there are concerns that the Census Bureau has not finalized its backup plans for the online questionnaire system. The bureau still has nearly 190 corrective actions for cybersecurity that are considered “high risk” or “very high risk,” the Government Accountability Office says.Last summer, the bureau’s Office of Inspector General identified weaknesses such as the inability for the Census Bureau to recover cloud-stored data in case of a large-scale attack or disaster.In Iowa, a new smartphone app was blamed for a delay in the reporting of results from the first presidential contests. Fewer than 200,000 voters chose a candidate.By contrast, the census will count residents in almost 130 million households with the assistance of 52 IT systems. That headcount is considered the largest peacetime operation the government has undertaken.An accurate count is important for determining how many congressional seats each state receives, as well as for the distribution of $1.5 trillion in federal spending. Respondents who do not want to answer the online questionnaire will still have the option to complete it by telephone or by mailing in a paper form.The Census Bureau is prepared to distribute millions of paper forms in the event a catastrophe prevents people from responding online, according to officials.“We can recover data if we had a breach,” says Albert Fontenot, an associate director at the bureau. “At the worst case, we would send someone out to re-collect that data.”last_img read more