Nation Media Group Limited (NMG.ug) listed on the Uganda Securities Exchange under the Paper & Packaging sector has released it’s 2008 annual report.For more information about Nation Media Group Limited (NMG.ug) reports, abridged reports, interim earnings results and earnings presentations, visit the Nation Media Group Limited (NMG.ug) company page on AfricanFinancials.Document: Nation Media Group Limited (NMG.ug) 2008 annual report.Company ProfileNation Media Group (NMG) Limited operates as an independent media house in East and Central Africa. Through its subsidiaries, NMG publishes, prints and distributes a variety of newspapers, magazines and online publications as well as manages radio and television broadcasting operations in Kenya, Uganda, Rwanda and Tanzania. It also provides courier and third-party printing services. Group publications include The EastAfrican, Daily Nation, Sunday Nation, Business Daily Africa, Daily Monitor, The Citizen, NMG Investor Briefing, Taifa Leo and Zuka. NMG owns a 76.5% stake in Monitor Publications Limited and 93.3% stake in KFM, a Kampala-based radio station in Uganda. It owns two television stations; NT Uganda and Spark TV and has a 60% stake in Mwananchi Communications Limited in Tanzania. In 2016, NMG commissioned a state-of-the-art printing press in Nairobi which has capacity to print 86 000 newspapers per hour. Nation Media Group Limited is listed on the Uganda Securities Exchange
CRDB Bank Plc (CRDB.tz) listed on the Dar es Salaam Stock Exchange under the Banking sector has released it’s 2016 presentation results for the first quarter.For more information about CRDB Bank Plc (CRDB.tz) reports, abridged reports, interim earnings results and earnings presentations, visit the CRDB Bank Plc (CRDB.tz) company page on AfricanFinancials.Document: CRDB Bank Plc (CRDB.tz) 2016 presentation results for the first quarter.Company ProfileCRDB Bank Plc is a wholly-owned private commercial bank in Tanzania offering a comprehensive range of retail, commercial, corporate, treasury, premier and wholesale microfinance services. The company has an extensive infrastructure of branches, ATMs and deposit and mobile terminals and uses a vast network of Fahari Huduma agents which are microfinance agents. The retail division offers financial solutions which range from current and fixed deposit accounts to home purchase and construction loans, refinancing and cash back services. The corporate division provides financial service across the board; including documentary collection, letters of credit, guarantees, structured trade finance, treasury services and foreign exchange risk management. Established in 1996, CRDP Bank Plc has three subsidiary companies; CRB Bank Plc Burundi, CRDB Microfinance and CRDB Insurance Brokers.CRDB Bank Plc is listed on the Dar es Salaam Stock Exchange
Royston Wild | Tuesday, 5th May, 2020 | More on: GAMA Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. £5k to spend? I’d buy these safe-haven stocks in an ISA for May Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Royston Wild I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Our 6 ‘Best Buys Now’ Shares May hasn’t exactly got off to a flyer. More falls on Monday means that the FTSE 100, for instance, has lost all the gains it recorded in late April’s rally. It leaves ISA investors in a quandary as to what to do next.Lockdown measures might be easing in many parts of the globe. But the relentless rise in Covid-19 infection rates leaves a huge shadow over whether quarantine conditions will continue to be lifted. The economic impact of the coronavirus continues to rattle investor sentiment, then. And it’s not the only issue that could keep plaguing market confidence.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Relations between China and the US threaten to worsen as the coronavirus blame game continues. A lack of progress on Brexit trade talks could see UK and EU lawmakers end negotiations prematurely. And oil prices are in danger of sinking further as the supply and demand situation worsens.Good as goldThese are not necessarily reasons for ISA investors to hide away, though. In this environment there are plenty of safe-haven stocks that could jump in value as the social, economic, and political uncertainty continues. There’s a wide selection of such flight-to-safety favourites that look too good to pass up at current prices, too.One stock I’d be very happy to load into my own Stocks and Shares ISA is Caledonia Mining Corporation. Right now it trades on a forward price-to-earnings (P/E) of just 8 times, a figure that fails to reflect the exciting outlook for gold prices in my opinion. Investors can also enjoy a chunky dividend yield close to 3% for 2020, too.Caledonia isn’t just a great buy on strong safe-haven demand for precious metals like gold, though. Production boomed by almost 20% year on year in the first quarter of 2020, reflecting in part the operational improvements the AIM stock put in place at the tail end of last year.Another great ISA buyNow Gamma Communications (LSE: GAMA) doesn’t offer the sort of brilliant paper value that Caledonia Mining does. In fact it commands a premium rating today, a forward P/E ratio of around 28 times. But passing up on the tech giant because of its big price tag could prove a costly mistake.Firstly, telecoms is one of those classic safe-haven sectors that attract investor interest in tough times. We all need to stay connected, right? So demand for Gamma’s stock could take off in the months ahead as the horrifying economic cost of the Covid-19 crisis becomes apparent.In fact, this AIM stock could prove to a big winner in the post-pandemic world. Why? Well more and more companies will embrace the opportunities that home working will bring. It’s a phenomenon that millions of workers all over the globe will be demanding, too. And it’s a step change that Gamma, through its voice, connectivity, and mobile products (like video conferencing and messenger services) is well placed to capitalise on. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images
Missioner for Disaster Resilience Sacramento, CA The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Associate Priest for Pastoral Care New York, NY Press Release Service Course Director Jerusalem, Israel Rector Albany, NY Rector Hopkinsville, KY Rector Tampa, FL Assistant/Associate Rector Morristown, NJ Assistant/Associate Priest Scottsdale, AZ Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Family Ministry Coordinator Baton Rouge, LA Rector Smithfield, NC Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Submit a Job Listing Bishop Diocesan Springfield, IL New Berrigan Book With Episcopal Roots Cascade Books George Floyd Statements, Canon for Family Ministry Jackson, MS Youth Minister Lorton, VA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Pittsburgh, PA Cathedral Dean Boise, ID Rector Belleville, IL Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Priest Associate or Director of Adult Ministries Greenville, SC An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Submit a Press Release Racial Justice & Reconciliation Director of Music Morristown, NJ Curate Diocese of Nebraska Featured Jobs & Calls Rector Knoxville, TN Associate Rector Columbus, GA Director of Administration & Finance Atlanta, GA Rector (FT or PT) Indian River, MI Curate (Associate & Priest-in-Charge) Traverse City, MI Tags Submit an Event Listing Rector/Priest in Charge (PT) Lisbon, ME Featured Events Associate Rector for Family Ministries Anchorage, AK Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Posted May 29, 2020 Rector Bath, NC Massachusetts Bishop Suffragan Gayle E. Harris on the continuing power of racism and xenophobia Called to be a new and changed community Rector and Chaplain Eugene, OR Rector Collierville, TN This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Jesus said:“I am no longer in the world, but they are in the world, and I am coming to you. Holy Father, keep them in your name, which you have given me, that they may be one, even as we are one. While I was with them, I kept them in your name, which you have given me. I have guarded them, and not one of them has been lost except the son of destruction, that the Scripture might be fulfilled. But now I am coming to you, and these things I speak in the world, that they may have my joy fulfilled in themselves. I have given them your word…” (John 17:11-13; New Revised Standard Version)In a conversation this week with a priest of our diocese, we discussed how and when the sacrament of Holy Baptism might be administered for a child during this time of the COVID-19 pandemic. Both of us, and I hope you also, are looking forward to the time when we can gather in corporate worship, and in numbers greater than 10 persons, but also are fully aware that that will not arrive for months, perhaps many months, given the prediction of the science and medical communities of a possible recurrence of mass infection later this year. And this priest reminded me of what Bishop Barbara Harris said, more than once: “We are Easter people, living in a Good Friday world.”It is frustrating that most of us have been sheltering and in isolation for almost three months, and there is impatience as well as hope for gathering again together in our churches in the foreseeable future. Three months seem such a long time, but that is due to our modern pace of life and our need for gratification and comfort. When I think of the suffering and deprivation in many centuries due to religious conflict, slavery, genocide of native peoples, the Holocaust, wars and other pandemics, it puts the three months of my being deprived of corporate worship and sacraments in perspective, as well as my awareness of those who now suffer domestic violence, lack of access to health care and employment, and economic insecurity.The continuing power of racism and xenophobia in this country is again displayed to the world this week in the racial profiling and probable root of the recent deaths of George Floyd in Minneapolis and Breonna Taylor in Louisville. The reaction on the streets of our cities is another eruption of frustration from over 400 years of oppression and injustice for people of color on this continent. Again, in the light of ever-present suffering and violence from racism, the memory of my great grandmother, Emma, keeps coming to me. She was born a slave in 1857, and I remember her voice and stories of what she experienced as a slave. Hers was a horrible life as both a slave and a sharecropper until the early 20th century, without much hope and full of suffering. She died as I was about to turn seven years of age, just a few weeks short of her 100th birthday. No matter what I face or sacrifice now, it seems shallow in comparison to what she faced, and to what first responders, essential workers and so many on this planet face daily.I would be selfish if I wallow or strike out because of what I can’t do or can’t have right now. As St. Paul wrote, we must bear each other’s burdens, and care for the welfare of others, even over our own longings, desires and sense of freedom. It is the “Jesus” way of life.Our Christian faith calls us to responsibility for each other, not just our individual desires and needs. During this pandemic we, the Body of Christ, must be so tied to ethics and public health, rather than our desires, that we dare not allow even the slightest chance that the worship and sacraments of the church be transporters of disease.This is especially true for us as we end the Great 50 Days of Easter, and encounter the day of, and the church season after, Pentecost. The Feast of the Pentecost is the second most holy day on the church calendar. A day that ushered in change for the followers of Jesus. A fiery spirit that compelled them to proclaim Jesus to the world. A day that embraced them and formed a new and changed community. A day that compelled them to let go of themselves, so they could embrace God who was calling them to change in spirit.Again, the words of my friend, the Rev. Sam Portaro, crystalize for me the necessity of letting go of myself in order to embrace the Holy Spirit of God: “The birth of the church at Pentecost…is not so vivid an experience for us as the death of (Saint) Paul and the departure of Jesus. We seem to be waiting for their return, or at least for someone like them, who will pick up where they left off and take us the rest of the way. Until that time or person comes,we cling tightly to our ways…We are reminded by the examples of both Jesus and Paul that what we have in and with each other belongs to God. We are stewards of one another, but we do not own one another…“That is how and why they could let go, how and why we can let go. At some point – perhaps at many points – we must surrender our own selfish fears and commend our lives and ministries back to God…“For when we truly commend everything back to God, we are allowing God to exercise God’s own creative power and imagination. We are allowing God to contribute to the shape of our life and ministry. What emerges may not be pleasing to us. But that says less about the product than it says about the partnership… it is not our design that needs changing, it is our attitude and our commitment to partnership with God in community with others.” (Daysprings; pp.220-1)It feels like a long time that we have been isolated in physical distancing, and from our churches, but in the reality of the totality of our lives, this has been but a brief, yet painful, period so far. But we fear that not only will we continue to live with restrictions for several more weeks, but that perhaps in a few months we will need to relive it again. We may long for what was, and how we experienced life, but even that was a change from what came before it. Change is part of life, sometimes beneficial and sometimes detrimental; sometimes welcomed and sometimes dreaded. But God is with us no matter what, leading us to learn, to go beyond the superficial, to discover new opportunities, expand our horizons and let go of our self-centeredness in order to embrace and be embraced by God’s Holy Spirit.The Season after Pentecost is the longest season of the church year, five to six months long. The color for the season is green, symbolizing growth and calling us to live daily, moment by moment, as disciples of Jesus. We need this long season to go deeper in faith, to learn, grow and recommit to discipleship as we look toward the next change before us, and the changes that will continually come our way.Sam Portaro wrote the words below 20 years ago, before 9/11, before the 2008 economic collapse, before many natural disasters, before the recurring public awareness of the inherent power of racism, and before this pandemic. They are words we need to hear now.“There is much fear just now, fear of the many changes coming to our lives and to our life. Every institution we have known and struggled to build is assaulted by change. Deep down, like Jesus and like Paul, we know this change is imminent. What we do not know like Jesus and Paul is that absolute trust in God that allows us to commend it all to God.“So we find ourselves at a critical juncture, not unlike our ancestors before us. The disciples Jesus prayed for were also fearful…But in rare moments when they gave it all back to God and gave themselves to each other, an amazing and powerful thing happened. The spirit of God swept through them and the power of God was unleashed among them, and a new life, a new creation, came into being.“It can happen again. It will happen again. It does happen again – whenever we give it back, and let God have a hand in making it so.” (Daysprings; p. 221)Come Holy Spirit, come!Yours in Christ,+GayleThe Rt. Rev. Gayle E. Harris Assistant/Associate Rector Washington, DC Priest-in-Charge Lebanon, OH Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Martinsville, VA Rector Washington, DC Rector Shreveport, LA
May 15, 2018 at 7:13 pm InspirationBy Charles Towne My mother was a great example of healthy optimism. Her courageous spirit, based on her faith, and belief in a loving God, kept her wrapped in a warm garment of love during her sojourn on this earth. Did she have an easy life? Not hardly, and rarely did positive, healthy people surround her, but she was for the most part happy and positive. Boy, do I ever miss her smile.While others were grumping and criticizing, and creating mischief, she was writing or quoting poetry or delving into her favorite book, the Bible.I especially like this little tidbit that mama left with me: “Be nice, think good thoughts, and don’t put stinky stuff in your mouth.”(When she referred to stinky stuff she was speaking of gossip.)For years there were those poor deluded souls, some of them very close to her, people that should have known better, people that felt their sole purpose in life was to diminish her. She knew what they were doing. Was she angry? No. Did she retaliate? Not one whit. Instead, she prayed for them and heaped coals of fire on their heads by loving them.Let it be said of us that we shared the joy and not misery.Let us bring peace, mercy, and love to all around us.Mama never owned a thing in her life that if she thought you needed it she wouldn’t have given it to you, consequently, she didn’t own much but what she possessed, God values. She was rich.She said, and I love this one “I tasted life and found it delicious.”(When was the last time you tasted life and found it to be delicious?)I like what Friedrich Nietzsche said: “And those who were seen dancing were thought to be insane by those who could not hear the music.”My mother could always hear the music.Following is one of mama’s poems:Twin SistersByRuth Florence Ovitt TowneDuty, stern duty, has a twin sister called kindness:Duty meets kindness face to face,And as each contemplates the other there takes placeA pattern of benevolence which will ultimately free,The ones who find these graces from thankless drudgery.The drudgery of a task late started, late completed,The drudgery of no thanks for what you’ve done,The drudgery of no friends because you’ve made none,The drudgery of no place under the sun.The drudgery of a heart forever empty,The drudgery of hands idle and forlorn,The drudgery of a hearth where love has vanished,The drudgery of no roses, just a thorn.But duty calls, and kindness smilesAs hand in hand they skip across life’s miles;No drudgery here, consecration takes it place,Kindness devoted to duty, the ultimate in grace.I love you mama, your Huckleberry friend.Charles Towne is first and foremost a Christian. An octogenarian, author, journalist, wildlife photographer, naturalist, caregiver, and survivor, his life has been and continues to be, a never-ending adventure filled with possibilities never imagined. He has adopted the philosophy that to Live fully, laugh uproariously, love passionately, and learn like there is no tomorrow, is a formula for a long and joy-filled life. Reply My Mother was the best friend I had, growing up! And even after leaving home at 19. I got a job with Western Electric and she would write, when she knew I would be at a location long enough. She would also let me know that she was praying for me. There is nothing like a praying mother! God Bless all mothers! Mike McFadden Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Reply May 13, 2018 at 8:02 am May 14, 2018 at 2:34 pm LEAVE A REPLY Cancel reply Reply Reply Charles Towne May 13, 2018 at 8:30 am May 14, 2018 at 7:04 pm Dear CSG, AINT IT THE TRUTH? Our mamas were after all mortal and being mortal they made mistakes. Sure they had their little foibles and committed an occasional boo boo but even at that they were larger than life and because of their humanity we could love them with a special love. Let us hold them close to our hearts and never forget them. Blessings on you, Chaz Don Lindsey Don, I am not sure that as kids we had the good sense to always appreciate our mothers. Looking back I can still hear her voice and her laughter and see her beautiful smile even when times were tough. I can almost taste the food that she cooked for her family even today. Thank you mama! Yes Don, God bless all mothers is absolutely right! Chaz Very beautiful Chuck, you mother was a wise, and wonderful soul. May we all be more like her and focus on the positivity we see in life. God bless you and yours. -Donnie Kristin, thanks so very much for the kind words. I know that for you to enjoy mama’s poetry would please her greatly and for that fact your words touch me deeply. Her consummate purpose in her 95 years was to glorify God and please others therefore for you to enjoy what she wrote would bring her great joy and put a smile on her face. God bless you and keep you close my dear friend, Chaz What an awesome Mother’s Day tribute. As others have commented, her goodness and kindness apparently rubbed off on you. Thanks for honoring her memory and sharing her poetry. Hey Mike, how ya doin’ man? I can’t understand people that seem to abandon their parents? Nancy’s son has done just that and I have to say, she doesn’t deserve that sort of treatment. How much would it cost for a phone call, or a card for that matter? It breaks my heart because Nanny praises her son. Oh well, I can hope that he wakes up before it is too late. As you know You are blessed to still have your mother pal. I miss my mama greatly. You take care, Chaz Charles Towne Richard Reply Cercomstances Separate me from my mom at 19 ,But no matter how far or how long I was not near her She was always NEAR, I’m sure it is because of her Prayers I am Safe in Jesus today! Great piece Chuck and as the saying goes “the apple didn’t fall far from the tree”. I counted my blessings today to be able to wish my 92 year young mom “happy Mother’s Day” this morning. 938 miles separate me from mom but our daily phone calls keep us close. Thanks for sharing yet another inspirational article. Reply Ruth Florence Ovitt Towne’s favorite flowers… Reply May 18, 2018 at 5:42 pm Reply TAGSCharles TowneInspiration Previous articleThe Best Mother’s Day Restaurant Deals You Can Score This WeekendNext articleI can see… and it’s a beautiful thing! Denise Connell RELATED ARTICLESMORE FROM AUTHOR May 15, 2018 at 7:03 pm Reply Reply Reply May 14, 2018 at 1:11 am You have entered an incorrect email address! Please enter your email address here Reply May 15, 2018 at 2:30 pm Thinking back I have come to believe God gives us mothers so we can begin to understand His love at least a little. Growing up, I now know there never was a single second that I or my brothers were not loved totally. Mom may have wanted to lock us in the cellar for a good long while, but even that couldn’t hide her love. We could do nothing to earn it, it was always there! Her anger we could and did manage to earn, and we deserved what we got ( I understand this now, not so much then) She taught us to be kind, to laugh with, not at,to consider the other fellow and how he felt! Even when the dementia took her, she would get really mad when someone else was mistreated! I really miss her and thank God for the many years he gave us! Charles Towne Please enter your comment! CSG My mother used to tell us kids,“I love you too much to not raise you right” She was a devoted mother, good wife, loyal friend and steadfast Christian. I love her so much and miss her everyday!I am forever thankful to God for giving me the best mother in the world. But, I bet we all feel that way. What a blessing!! Share on Facebook Tweet on Twitter Reply Reply Thanks so much Donnie. Yeppir, that she was pal. If we could all be blessed with family like my mama what a joy this old world would be. You take care, Chaz Charles Towne May 14, 2018 at 2:49 pm Reply Richard my friend it sounds like you are talking about my mother! Mothers really do personify God’s wonderful limitless inexpressible everlasting magnificent love. Thanks so much pal, Chaz Charles Towne May 13, 2018 at 1:56 pm May 14, 2018 at 6:46 pm May 15, 2018 at 11:47 am Awesome article, my dear friend!!! Your work is truly inspirational!!! Dear NH, yes, my mama was all that and so much more but honestly did you have to stress the forgiving and patient stuff! BEING! Yes, your question, though hypothetical might well be answered with that one word. BEING yourself and loving each of them. Let them know how much you appreciate them. Bring the music that is unique to you into their lives if but for a moment. Music? Imagine what music flowers could create. Imagine the flowers in heaven swaying, dancing if you will as they sing with lovely melody unknown to man. When a delicate crystal is caressed it hums and resonates and is so very sweet. Let your life touch your family in such a way and it will be a true gift from God. Blessings dear one, Chaz Don Young Kristin 18 COMMENTS Mark, thanks so much. It is always good to be appreciated pal. Blessings on you and yours. Chaz Brought tears to my eyes…beautiful! Your momma raised you right and, apparently, was an incredibly forgiving and patient person…lol. Cheers to her up in heaven! Now, I would like to offer some food for thought… I am a step-mother. I am also a mother figure for many that consider me their “family of choice”, not origin. How do you plan on celebrating mother’s day with these people in your life? Lets not forget those special people that may not share a gene pool with us, but have made heart-felt contributions to our life on a daily basis! Reply May 13, 2018 at 10:16 pm charles towne NH The Anatomy of Fear Please enter your name here Mark Byrd Ernest Charles Towne How very true Ernest, my own experience has proven time and again and over and over that the fervent prayers of a faithful mother accomplishes more good than can possibly be imagined. I can remember when I was just about the size of a little wart hearing mama pray for me. Wow, what an impact her prayers were to eventually have on my life! If the truth were to be known I am sure her prayerful intervention saved my life many times over. Blessings my friend, Chaz May 13, 2018 at 9:34 pm charles towne Charles Towne May 13, 2018 at 3:43 pm Reply Reply Support conservation and fish with NEW Florida specialty license plate May 13, 2018 at 8:55 pm May 18, 2018 at 2:06 pm Save my name, email, and website in this browser for the next time I comment.
Childbase Staff Visit South African Nursery Project AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis 23 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis PRESS INFORMATION3 November 2010Childbase Staff Visit South African Nursery ProjectChildbase, a leading UK private nursery company, has pledged its commitment to raising funds for ‘Auntie’. A charitable organisation, Auntie works to create better opportunities for children in Africa and support the training and development of their childcare practitioners . Childbase took the decision to nominate Auntie as its 2011 overseas charity after returning on the 26th October from a week-long visit to South Africa. The trip resulted in Childbase being twinned with Cape Town Educare Centre which delivers childcare and nursery practitioner training to those living in an area of extreme social deprivation and poverty.Childbase took 8 nursery practitioners on the trip to Cape Town, along with its CEO Mike Thompson, to help decide if the work undertaken by Auntie in Cape Town would inspire the staff in each of its 39 nurseries. After an emotional visit, the Childbase team returned to the UK to discuss their thoughts on what they saw in South Africa how they could best support such a project. After consulting across the business, the Childbase team agreed that they would gladly put time and effort into supporting the Educare Centre in Cape Town.Auntie works with local African organisations such as ‘Ikamva Labantu’ to support the educational and childcare needs of children living in extreme social deprivation and poverty. The Educare Centre, run by Helen Lieberman and her team at ‘Ikamva Labantu’ is an excellent example of how local people are being supported and encouraged to strive for a better future for themselves and their children.Commenting on the company’s decision to support Auntie, Childbase CEO Mike Thompson says:“At Childbase we believe that every child deserves the best possible start in life and that a safe, secure and happy childhood is important in its own right but that it also provides the foundation for children to make the most of their talents and abilities as they grow. The work carried out by Auntie for African children reflects these beliefs and has been an important influencing factor in our decision to support them as one of our nominated charities.“Seeing firsthand what is being achieved by Helen Lieberman and her team at the Educare Centre in Cape Town was a truly moving experience. We all came away from the trip knowing that this was a project that was worthy of our fundraising efforts and we look forward in 2011 to engaging the staff, parents and children from our nurseries to come up with some inventive ways to generate donations.”Over the course of November the staff who went to South Africa will agree which aspects of the Educare Centre project they would like to support, with the ./guidance of those working at a grass roots level within the charity. From raising funds to support their training programme through to the daily requirements for food, resources and transport, Childbase will work hard across the company to raise as much money as possible for their new nominated charity.-ENDS-Notes to EditorsAbout ChildbaseOperating 39 day care nurseries, Childbase is one of the leading private children’s nursery companies in the UK. Its culture is to develop, stimulate and offer a solid foundation for the children in its care and provide a strong network of dedicated, motivated, professionally trained staff.Childbase remains at the forefront of early teaching methods, staff development and reward programmes, and is the only private UK nursery operator to present its staff with an employee share scheme, with almost 50% of the company owned by employees. www.childbase.comAbout AuntieAuntie is a ‘non profit’ organisation, set up on behalf of the Childcare Sector in the UK and Ireland, that promotes human and social development – investing in projects in Africa to improve the lives of the most vulnerable children living in extreme poverty through self sufficiency-not dependency.Auntie supports the training and development of childcare practitioners in Africa, runs and supports crèches in the poorest South African township communities, supports afterschool and mentoring programmes for children aged 7 – 18, will sponsor primary education for those who cannot afford it, and provides vocational training to help young people into meaningful jobs.At the same time Auntie will run projects in these communities that create economic self sufficiency, and will introduce a programme to ‘twin’ crèches in South Africa with nurseries in the UK and Ireland – bringing practitioners and children from both continents closer together.Auntie aims to create positive relationships between nurseries in the UK and crèches in South Africa, and relationships between individuals sponsoring children in South Africa and the recipients of that support. And Auntie aims to involve the children in both countries.Research into early childhood development shows that a good start in life is critical to the physical, intellectual and emotional development of children and that poverty in early childhood can become a handicap for life.Rather than simply provide ‘charitable aid’ to support township communities’ childcare needs (which would leave these communities with an ongoing dependency), Auntie has created a model that will become self financing and therefore sustainable – and can be replicated and ‘rolled out’.www.theauntiefoundation.orgFor further information contact:Eleanor Miller020 8 224 114407966 139 [email protected] Howard Lake | 5 November 2010 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
The U.S. government and corporate media unleashed a new propaganda offensive against socialist Cuba on Aug. 9 by making unsubstantiated charges that two U.S. and one Canadian diplomat in Cuba had lost hearing due to some devices being used against them earlier this year.The media’s source was U.S. officials who “spoke on condition of anonymity,” a bizarre leak. (New York Times, Aug. 9) Also, two Cuban diplomats had been asked to leave the U.S. on May 23. The reports implied, without asserting it, that the Cuban government was somehow responsible for the ailments of the diplomats.Cuban statementOn Aug. 9, the Cuban Ministry of Foreign Affairs responded, saying:“On 17 February this year, the United States Embassy in Havana and the Department of State informed the Ministry of Foreign Affairs of the occurrence of some alleged incidents affecting some officials of that diplomatic mission and their families.“Cuba took this issue with the utmost seriousness and acted expeditiously and professionally in order to clarify the facts of this situation, initiating a comprehensive, priority and urgent investigation on the indications of the highest level of the Cuban government. To this end, it conveyed to the United States Embassy the need for information-sharing and proposed to establish cooperation between the competent authorities of both countries.“The Cuban authorities set up an inter-institutional expert committee for the analysis of the facts; expanded and reinforced the protection and security measures of the mission, its staff and diplomatic residences; and new channels were made available for direct communication between the Embassy and the Department of Diplomatic Security.“In this context, on 23 May, the Department of State informed the Cuban Embassy in Washington of the decision that two Cuban diplomats leave the United States territory. This led to a protest by the Ministry of Foreign Affairs due to this unjustified and unsubstantiated decision.“The Ministry of Foreign Affairs reaffirms that Cuba complies rigorously and seriously with all its obligations arising from the 1961 Vienna Convention on Diplomatic Relations in connection with the protection and inviolability of diplomatic agents and the premises of diplomatic missions.“Our country’s impeccable track record in this area is recognized internationally and Cuba is universally considered as a safe destination for both visitors and foreign diplomats, including Americans.“The Ministry categorically emphasizes that Cuba has never, nor would it ever, allow that the Cuban territory be used for any action against accredited diplomatic agents or their families, without exception. Moreover, it reiterates its willingness to cooperate in the clarification of this situation.”The unauthorized U.S. officials implied that an acoustics device was used that caused damage, but they give no evidence of what occurred or of Cuba’s role.Anti-Cuba rhetoricOn June 16, the current U.S. administration spewed out aggressive anti-Cuba rhetoric in Miami, staged for the counterrevolutionary Cubans who have been opposing the socialist government in Havana since they fled the anger of the Cuban masses in the years following the revolution. At the same time, the administration faces Cuban-Americans and business sectors who prefer more nearly normal relations with Cuba.Since Dec. 17, 2014, steps toward normalizing state to state relations dialed down overt U.S. hostility to the socialist project just 90 miles from Florida. The intent to restore capitalism and undo Cuba’s planned economy has not changed, nor has the economic, financial and commercial blockade been significantly eased.The Guantánamo Naval Base still occupies 45 square miles of Cuban sovereign territory as it has since 1898, when U.S. imperialism for the first time reached beyond the North American continent to conquer territory. Guantánamo is a symbol of the U.S. intention to dominate all of Latin America and the Caribbean. Look at the U.S.-led war against Bolivarian Venezuela, bolstered by full-court media lies.There has been a change, though, in U.S.-Cuban relations. There are direct commercial flights with multiple U.S. airlines and airports. There are discussions in states from coast to coast exploring business exchanges with Cuba of agriculture products, pharmaceuticals and medical technology. This all has given many ordinary people in the U.S. a favorable view of Cuban reality.Until this so far relatively short window, only the brave participants in travel challenges could learn about Cuba by going to Cuba.There is a growing material interest in ending the blockade — from Pennsylvania farmers who now dump milk they can’t sell, from Gulf Coast longshore and port workers, from lung cancer patients or the one in three U.S. residents with diabetes or pre-diabetes who may fear amputation and who want access to Cuban medical advances in treating these diseases.City councils and state legislatures are passing resolutions calling for the end to the blockade. For anyone who wants to stop or reverse the U.S. relationship with Cuba, the warmer people-to-people contact is a stumbling block.U.S. weaponryThose in the U.S. state apparatus who seem to be insinuating that Cuba is developing sonic weaponry should be reminded that in September 2009, the U.S. government used a new weapon against the people of Pittsburgh: the LRAD Sound Cannon.Since 2009, the state has used this weapon in Ferguson, Mo.; in New York City; and in Standing Rock, N.D., against mass protests. LRAD was developed by the U.S. Navy in 2000. Plaintiffs in a lawsuit against the New York City Police Department for use of the device reported “they had developed migraines, sinus pain, dizziness, facial pressure and ringing in their ears,” something similar to what was alleged to happen in Havana.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Tagged with: Housing Market 2019 Mortgage Rates Refinance Print This Post Home / Daily Dose / A Snapshot of Mortgage Market Performance A Snapshot of Mortgage Market Performance A new report by Black Knight states that the decline in mortgage rates confirmed by Freddie Mac have resulted in 5.9 million refinance candidates in April—an increase of 2 million from March.Mortgage rates have been on a downward trend over the past few months, and the average rate for all mortgage types fell to 4.20% in April. The average interest rate on a 30-year fixed rate mortgage fell to 3.99%.The report from Black Knight states that the 5.9 million candidates is the largest this group has been in almost three years, and represents an average of $1.6 billion in potential monthly savings by refinancing. Of those 5.9 million, nearly 1 million eligible for refinancing took out mortgages last year.Black Knight adds that the amount is the most of any vintage, and more than all of 2012-2017 combined, which represents not only the greatest attrition risk, but also the biggest pocket of refinance-lending opportunity.The report also recaps the latest home price index, which saw March, a month that typically sees the largest home price gains, reported an increase of 1%. This marks the 13-consecutive month of home price deceleration. Year-over-year appreciation has slipped to 3.8%, the first time annual home price growth fell below its 25-year average of 3.9% since 2012.Eighty-five of the nation’s 100 largest markets saw their rate of growth decline over the past year. Markets such San Jose, California; Seattle; and San Francisco have witnessed growth rates decline by 10 percentage points or more.San Jose’s growth rate decline 30%, Seattle’s dipped 13%, and San Francisco recorded a drop of 12%.Affordability for homeowners received positive news, as of those 85 markets, 65 of them saw slowing at the lower end of the market.CoreLogic reported that 31.1% of homes sold in March were either at or above the list price. The amount of homes that sold at or above the list price peaked in Q2 2018 at more than 40%. Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, News Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: Technology Companies in The Housing Industry Partner Next: Fannie Mae and Freddie Mac Launch UMBS Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Mike Albanese Demand Propels Home Prices Upward 2 days ago Housing Market 2019 Mortgage Rates Refinance 2019-06-03 Mike Albanese June 3, 2019 2,689 Views Related Articles Sign up for DS News Daily Subscribe
Comments are closed. The band plays onOn 1 Sep 2000 in Personnel Today TheCourt of Appeal has at last come to the rescue of employers by restoring thetraditional test for whether a dismissal is unfair. By John McMullen andheather falconerTheCourt of Appeal has brought to an end months of uncertainty over perhaps themost fundamental issue in unfair dismissal law. Inits ruling in the HSBC (formerly Midland Bank) vs Madden dispute, it has firmlyre-established the test that tribunals must use in deciding whether a dismissalis unfair. Itwas a well established point of law that in judging the reasonableness of anemployer’s decision to dismiss, tribunals should not put themselves in theemployer’s place and decide what they would have done in the circumstances. Aslong as the employer’s decision fell within a band of responses that could beconsidered reasonable, the tribunal was obliged to find the dismissal fair.ButMr Justice Morison threw the law into confusion last year in the case of Haddonvs Van Den Bergh Foods, one of his last before retiring as president of theEmployment Appeals Tribunal. He ruled that tribunals were wrong to determinethe issue of fairness by asking whether in the circumstances the dismissal fellwithin the range of reasonable responses.Morisonsaid the test for fairness set out in section 98(4) of the Employment RightsAct 1996 was “clear and unambiguous and should be applied withoutembellishment”. Anemployment tribunal would inevitably have to substitute its own view for thatof the employer. The band of reasonable responses test made the test forfairness too close to a test for perversity, measuring it only by extremes.Thiscase had potentially enormous implications for employers. Whereas in the pastthey could take some comfort from the fact that the tribunal would not take aninterventionist approach, that was no longer the case. Itmade it harder to justify a dismissal, as the employer had to persuade thetribunal that in the same circumstances, with the benefit of hindsight, itwould have come to the same conclusion – that the response in question was the”only” reasonable response in the circumstances. It effectivelyturned the tribunal into an extra level of appeal for dismissed employees. TheScottish Court of Session considered Mr Justice Morison’s remarks in the caseof Ethicon Ltd v Wilson. Lord Johnstone, the President of the EAT in Scotland,said “this tribunal would take this opportunity to endorse completely theobservations of Mr Justice Morison in Haddon”. Butperhaps the more considered approach could be seen in Midland Bank plc vMadden. In this, a conduct case, the EAT summarised the law as it saw it. Itsaid no court short of the Court of Appeal could discard the band of reasonableresponses test – but that Haddon was right to point to the danger of the test becomingone for perversity. And a tribunal was, as Haddon suggested, free to substituteits own views for those of the employer as to the reasonableness of dismissal.Whilethe EAT had attempted to restore clarity, it in fact created more confusion.Inits long-awaited ruling, the Court of Appeal reversed the EAT’s decision andsaid it was for parliament alone, and not the courts, to decide if this crucialand well established test should be changed. Indeed, it said the lack ofparliamentary intervention was significant. Thetest had been applied consistently for years without interference fromParliament, even though the law relating to other aspects of unfair dismissalhad been amended on numerous occasions. TheCourt of Appeal also refused leave to appeal to the House of Lords, laying theargument to rest once and for all.Thedecision re-establishes the view that faced with a particular situation thereare a number of ways in which an employer may react from dismissal to awarning. It also recognises that these different sanctions may all bereasonable responses open to an employer, and provided that the action taken bythe employer falls within that range, tribunals may not interfere.Thisapproach has been approved by the Court of Appeal since the case of BritishLeyland UK Ltd v Swift, 1981, IRLR 91, in which Lord Denning held that theindustrial tribunal was wrong to ask whether a reasonable employer would haveconsidered that a lesser penalty than dismissal was appropriate.Itwas endorsed by the EAT in Iceland Frozen Foods Limited v Jones, 1982, IRLR349. This case laid down guidelines which have been followed by tribunals eversince. Thetest has been much criticised over the years as an unwarranted gloss on theterms of the statute. It allows a harsh dismissal to be deemed fair and looksat “fair” dismissals rather than “just” dismissals – as thefacts in Haddon illustrate (see panel).Butit remains the test that all courts must follow unless and until parliamentsees fit to change it. This is welcome news for employers at a time when unfairdismissal cases look set to rocket even further. But there is no room forcomplacency. The need to adopt fair procedures remains as great as ever.DrJohn McMullen is National Head of Employment Law at Pinsent Curtis and authorof Business Transfers & Employee Rights (3rd edition, Loose Leaf andBulletin, Butterworths)Casestudy: The case that started it allHaddonhad worked for Van den Bergh Foods for 15 years with a “blamelessrecord”. He was to receive a good service award at a presentation ceremonyto take place between 5.15pm and 7.30pm. Onthe day in question Haddon was scheduled to work on the 2pm to 10pm shift. Aweek before the presentation he spoke to his business centre manager about hisworking arrangements for that day. He was told he would have to come back towork after the ceremony because of short-staffing due to sickness. Haddonthen spoke to the shift operations controller who told him it was not usual forpeople to return to work after a presentation because alcohol was provided.Haddon was employed as a technical operator. The shift operations controllertold him he should resolve the issue with the business centre manager, which hedid not do. The company had a draft policy which was due to be implemented fromthe beginning of January 1998 which provided that “no alcohol will beprovided at functions where employees are returning to work”.Onhis arrival at the function Haddon was offered alcohol. He subsequently decidedhe would not return to work and was dismissed for disobedience. During thedisciplinary hearings he argued he had not taken the business centre manager’srequest that he return to duty after the ceremony seriously and that there weretwo other people who had left their shift early without permission who had notbeen dismissed. Thetribunal noted there was only a short period of the shift left after theceremony was over and that Haddon’s absence made no difference to the operationof the shift or the company’s production that night. It said most people wouldconsider his dismissal harsh in the extreme, but did however find theemployer’s procedure fair and accepted its argument in relation to allegationsof inconsistency. Inits decision, the tribunal stated that while many people would find theinstruction to return to work unreasonable, “we are mindful that we mustnot substitute our own views for the views of the respondent”. It said thecase did Van den Bergh Foods no credit at all. However, it felt obliged toconclude the dismissal was within the range of reasonable responses andtherefore fair. Haddon’s case was dismissed and he appealed to the EAT.TheEAT ruled that just because it could not be said that no reasonable employer wouldhave dismissed in these circumstances, the dismissal was not automaticallyfair. Thetest –The starting point should always be the words of the statute (section 98(4) ofthe Employment Rights Act 1996).–In applying these the tribunal must consider the reasonableness of theemployer’s conduct, not simply whether they (the members of the employmenttribunal) consider the dismissal to be fair.–In judging the reasonableness of the employer’s conduct an employment tribunalmust not substitute its decision as to what was the right course for that ofthe employer.–In many, though not all, cases there is a band of reasonable responses to theemployee’s conduct; one employer might reasonably choose one response amongthese, another quite reasonably might choose another.–The function of the employment tribunal is to determine whether in theparticular circumstances the decision to dismiss falls within the band ofresponses a reasonable employer might have adopted. If it does the dismissal isfair; if not it is unfair. Previous Article Next Article Related posts:No related photos.
Polar ice cores provide exceptional archives of past environmental conditions. The dating of ice cores and the estimation of the age-scale uncertainty are essential to interpret the climate and environmental records that they contain. It is, however, a complex problem which involves different methods. Here, we present IceChrono1, a new probabilistic model integrating various sources of chronological information to produce a common and optimized chronology for several ice cores, as well as its uncertainty. IceChrono1 is based on the inversion of three quantities: the surface accumulation rate, the lock-in depth (LID) of air bubbles and the thinning function. The chronological information integrated into the model are models of the sedimentation process (accumulation of snow, densification of snow into ice and air trapping, ice flow), ice- and air-dated horizons, ice and air depth intervals with known durations, Δdepth observations (depth shift between synchronous events recorded in the ice and in the air) and finally air and ice stratigraphic links in between ice cores. The optimization is formulated as a least squares problem, implying that all densities of probabilities are assumed to be Gaussian. It is numerically solved using the Levenberg–Marquardt algorithm and a numerical evaluation of the model’s Jacobian. IceChrono follows an approach similar to that of the Datice model which was recently used to produce the AICC2012 (Antarctic ice core chronology) for four Antarctic ice cores and one Greenland ice core. IceChrono1 provides improvements and simplifications with respect to Datice from the mathematical, numerical and programming point of views. The capabilities of IceChrono1 are demonstrated on a case study similar to the AICC2012 dating experiment. We find results similar to those of Datice, within a few centuries, which is a confirmation of both IceChrono1 and Datice codes. We also test new functionalities with respect to the original version of Datice: observations as ice intervals with known durations, correlated observations, observations as air intervals with known durations and observations as mixed ice–air stratigraphic links. IceChrono1 is freely available under the General Public License v3 open source license.