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first_img 2020 Houses “COPY” HP House / Rakta StudioSave this projectSaveHP House / Rakta Studio HP House / Rakta Studio CopyHouses•Cianjur, Indonesia CopyAbout this officeRakta StudioOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookCianjurIndonesiaPublished on January 10, 2021Cite: “HP House / Rakta Studio” 09 Jan 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – LogisVinyl Walls3MExterior Vinyl Finish – DI-NOC™ StonePartitionsSkyfoldWhere to Increase Flexibility in SchoolsTiles / Mosaic / GresiteCupa PizarrasVentilated Facade – CUPACLAD UprightGlassLAMILUXGlass Roof PR60ConcreteKrytonCrystalline Waterproofing – KIMSkylightsVELUX CommercialAtrium Longlight Skylights in ExperimentariumMetal PanelsLorin IndustriesAnodized Aluminum – Copper FinishesStonesFranken-SchotterWall Covering & CladdingWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusSwingsStudio StirlingHanging Chair – BasketWallcovering / CladdingArrigoni WoodsWood Cladding – AcousticMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Photographs Photographs:  Mario Wibowo Manufacturers Brands with products used in this architecture project ArchDaily Architects: Rakta Studio Area Area of this architecture projectcenter_img Area:  700 m² Year Completion year of this architecture project Manufacturers: AutoDesk, Toto, Dekson, Frans Setiabudi, Venus TilesDesign Team:Vidor Saputro, Christian Halim, Franklin WinataClients:Mr. Hera & Mrs. PurieEngineering:Vonny ValentinaCity:CianjurCountry:IndonesiaMore SpecsLess SpecsSave this picture!© Mario WibowoRecommended ProductsSystems / Prefabricated PanelsInvestwoodCement-Bonded Particle Board – Viroc NatureMetallicsStudcoWall Stop Ends – EzyCapDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsText description provided by the architects. The HP House is located in Cianjur city, West Java, Indonesia. The modern tropical design for HP house fits the climate and its surroundings, the house surrounds with mountains as it is one of best potential to be enjoyed with. The looks of the house is quite a combination of modern and tropical a lot of wood material, especially ulin wood applied on this house. For the first sequence, we are greeted with a view of green lawn with a pool on the right side of the house.Save this picture!© Mario WibowoSave this picture!Plan – First floorSave this picture!© Mario WibowoFacing the pool, the main attractiveness of this house is a spacious wooden porch deck with a wood ceiling to accommodate outdoor activities for family and friends gathering. To create the other sequence of a transition between outdoor and indoor elements into the house, we use the long hallway path made of the ulin wooden deck before we can enter the semi private of living and dining area of the house. An open plan area consists of living room, dining room, and pantry, with master bedroom are on the the first floor.Save this picture!© Mario WibowoThe double volume on the living room create a spacious and high ceiling experience into the house. The rooms enclosed with transparent and translucent glass, sunlight shed into the living and bedroom, creating a good air circulation and natural light into the house. On the upper floor there are 2 bedrooms are placed, each room with a good view to the pool and garden, and also there is a functional room to work and study.Save this picture!© Mario WibowoProject gallerySee allShow lessLiuhong School of Luxiang Experimental Elementary School / Tus-DesignSelected ProjectsLes Domaines Ott Château de Selle / Carl Fredrik Svenstedt Architect | CFSASelected Projects Share Year:  Indonesia Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/954531/hp-house-rakta-studio Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/954531/hp-house-rakta-studio Clipboard Save this picture!© Mario Wibowo+ 26Curated by Hana Abdel Share “COPY”last_img read more

first_imgFacebook + posts What to watch during quarantine ReddIt Robbie Vagliohttps://www.tcu360.com/author/robbie-vaglio/ TCU rowing program strengthens after facing COVID-19 setbacks Robbie Vagliohttps://www.tcu360.com/author/robbie-vaglio/ Another series win lands TCU Baseball in the top 5, earns Sikes conference award Snow temporarily stepping down as honors dean Linkedin Robbie Vaglio printTCU soccer senior forward Allison Ganter was named the Big 12 Conference Player of the Week on Tuesday after leading the Horned Frogs to two wins over the weekend.Ganter contributed to each of the four goals TCU scored on the weekend– scoring three goals and earning one assist. Two of her goals were game-winning for the Frogs. In Friday’s match, she recorded an assist and goal within 10 minutes of each other. Ganter also capitalized on a rebound off the post in the 65th minute of Sunday’s game against Missouri, tying the score and winning the game for the Horned Frogs on a penalty kick in double overtime.Ganter joins junior McKenzie Oliver as the second Big 12 Player of the Week from TCU.The Frogs return to action Friday night against Northeastern at Garvey-Rosenthal Soccer Stadium. Kickoff is set for 7:00 p.m., and the first 250 students in attendance will receive free American flag “Frog Side Strong Side” t-shirts. Ganter becomes second Horned Frog to earn Big 12 Player of the Week honors Previous articleSigma Phi Lambda: The New Christian SororityNext articleTCU football looks for redemption in Arkansas Robbie Vaglio RELATED ARTICLESMORE FROM AUTHOR Twitter ReddIt I am the executive editor of TCU 360 from Raleigh, North Carolina. If you walk by my desk in the newsroom you’ll immediately know I’m Post Malone’s biggest fan. I’m always looking for a good story to tell! If you have any story ideas, feel free to reach out! Go Panthers! Two students joined harassment and discrimination lawsuit against TCU Twitter Linkedin Facebook Robbie Vagliohttps://www.tcu360.com/author/robbie-vaglio/ TCU wants ex-professor’s discrimination suit dismissed Robbie Vagliohttps://www.tcu360.com/author/robbie-vaglio/ TCU baseball finds their biggest fan just by saying hellolast_img read more

first_img Share Save Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Government, Loss Mitigation, News, Secondary Market Servicers Navigate the Post-Pandemic World 2 days ago According to the Consumer Financial Protection Bureau (CFPB), the new lending rules that went into effect on January 10 are meant to take a back-to-basics approach to mortgage lending and lower the risk of default and foreclosure among borrowers. However, many industry veterans feel that the rules may hurt those they are designed to protect, primarily low income borrowers.On January 14, Congress’ House Financial Services Committee held a conference to discuss how homeowners may be harmed by the new CFPB rulings. Speakers said low-to-moderate income borrowers stand to lose the most if lenders cannot write loans outside of the Qualified Mortgage (QM) guidelines.“In rural areas, it is crucial to tailor mortgages to fit borrowers’ needs and risk profiles,” one lawmaker noted. Another lawmaker who represents a state where 50 percent of the homes consist of manufactured housing said most of the housing loans in his state will not meet QM standards.Speaking on “Mortgage Markets Today,” Chris Whalen, EVP and managing director for Carrington Holding Company, discussed the pitfalls in the new regulations with Louis Amaya, host of the Five Star Internet radio show and CEO of iServe Companies.“I think these concerns are well founded,” Whalen said. “Under the new CFPB rules, about half the prospective homeowners in this country can’t get a mortgage from a bank because the new laws have greatly restricted credit access.”Whalen warns this indicates the mortgage industry will be tightening. “We’re basically replaying what happened in the late 1920s and 1930s in terms of stifling credit creation,” he said.Under the new QM rules, a borrower must have a FICO score of 740 or higher. In addition, debt-to-income ratio can be no higher than 43 percent. Whalen explained that although these rules disqualify a lot of borrowers, they give the lender assurances about possible lawsuits.“If you write a Qualified Mortgage following these rules, then you have what is essentially a safe harbor against many types of litigation,” Whalen explained. “However, it’s still possible for a borrower to sue. There is arguably more litigation risk for lenders today than there has been in the past.”Whalen says there is still a demand for non-QM loans—financing for borrowers with FICO scores down into the mid-600s but who can also pay 20 to 25 percent down. However, the problem is that most investors will not buy these loans.“You can’t sell them to the government, which is 95 percent of the market today,” Whalen said. “It’s relatively easy to find investors for jumbos and high-quality borrowers, but for loans made to lower quality borrowers, there is no obvious investor. That’s why it’s not working so far. There is some demand, but it’s relatively small.”Lending in this category may increase in a couple of years when lenders and servicers can see to what degree there is successful litigation concerning non-QM loans. This will give them a better idea of what the risk profile is.“In a transaction with a less affluent borrower, lenders are going to be much more reluctant to exceed those CFPB rules for the simple fact that they may be working for a $2,000 profit on a loan over its lifetime,” Whalen said. “If they are sued in a jurisdiction like California, they could end up with a settlement that is much higher. How many times is someone going to take that risk?”According to Whalen, it’s going to be a few years into the future before non-QM loans are an investor preference. “They’re going to wait until they can better understand the risk in purchasing non-QM loans,” he said.Nevertheless, Whalen says there are a lot of interesting dynamics in this market. “We are going to probably see a very strong market for non-conforming loans this year because there is still more than $200 billion in loans that have not been resolved sitting on the books of the banks.”Whalen’s predictions for the mortgage market in 2014: “I think loan volume numbers will continue to slump through this year, and we will probably see home prices start to weaken as well.“In addition, I think we’re going to see a lot of pressure on politicians and regulators to take another look at these rules because I think we have gone too far. These new rules are limiting credit availability at a time when we want to make credit grow in this economy so that we can generate jobs. Unfortunately, the current regulatory regime is going to stifle credit creation, and it’s going to greatly limit access to mortgage credit for American consumers.”Whalen closed his predictions with “It’s going to be a challenge going forward for some organizations to stay in this market, be compliant, and as a result, be able to do business and do so profitably.”The Five Star Institute and iServe Companies have partnered to create “Mortgage Markets Today,” an in-depth, formal talk radio resource featuring expert guests, quality subject matter, and timely insights. The show delves into a vast array of topics ranging from the secondary market and federal compliance standards to real estate and mortgage lending.Investors, lenders, service providers, and all those interested in and affected by the mortgage and housing markets can tune in on the Web at Radio.TheFiveStar.com or download audio podcasts of program broadcasts from iTunes. Related Articles About Author: Sandra Lane January 21, 2014 738 Views Tagged with: Carrington Holding Company Consumer Financial Protection Bureau Investors Louis Amaya Mortgage Markets Today QM Sign up for DS News Daily center_img Carrington Holding Company Consumer Financial Protection Bureau Investors Louis Amaya Mortgage Markets Today QM 2014-01-21 Sandra Lane Previous: Villains … or Victims? Next: DS News Webcast: Tuesday 1/21/2014 The Best Markets For Residential Property Investors 2 days ago New Lending Rules Inspire Criticism The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / New Lending Rules Inspire Criticism Demand Propels Home Prices Upward 2 days ago Sandra Lane has extensive experience covering the default servicing industry. She contributed regularly to DS News’ predecessor, REO Magazine, from 2004 to 2006, covering local market trends, the effects of macroeconomic shifts on market conditions, and “big-picture” analyses of industry-driving indicators. But her understanding of the mortgage and real estate business extends even beyond those pre-crisis days. She is a former real estate broker and grew up in what she calls “a real estate family.” A journalism graduate of the University of North Texas, she has written articles for various newspapers and trade journals, as well as company communications for several major corporations.  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribelast_img read more

first_img Loganair’s new Derry – Liverpool air service takes off from CODA Important message for people attending LUH’s INR clinic Homepage BannerNews WhatsApp Twitter Pinterest RELATED ARTICLESMORE FROM AUTHOR Google+ Facebook Google+ WhatsApp Pinterestcenter_img Nine til Noon Show – Listen back to Monday’s Programme News, Sport and Obituaries on Monday May 24th Twitter Upset among community as plans to remove Church of Ireland at St Joseph’s Hospital emerge DL Debate – 24/05/21 By News Highland – August 31, 2017 Facebook Previous articleTeagasc authorised to assess flood damage suffered by Inishowen farmersNext articleCar found in unroadworthy state seized by Gardai in Letterkenny News Highland There is anger among the community in Stranorlar as it has emerged that the Church of Ireland facility at St Joseph’s Hospital is to be removed.It is understood the HSE’s decision to transform the Church facility into a day room was done without any form of consultation and plans reveal that there has been no provision to relocate.Rev. Adam Pullen, Church of Ireland Rector in Stranorlar joined Greg on the Ten To One Show today, he says it could be upsetting to members of the community:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/08/revpullen.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.Fr John Joe Duffy, Chair of Save Our St Joseph’s Hospital says while the plans also show that the size of the Catholic Church facility within the hospital is to be reduced, the HSEs latest decision continues to portray how the situation at the hospital is being handled:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/08/frjohnjoe-1.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Arranmore progress and potential flagged as population grows last_img read more

first_imgDNY59/iStockBy BILL HUTCHINSON and WHITNEY LLOYD(MINNEAPOLIS) — The murder trial of former Minneapolis police officer Derek Chauvin in the death of George Floyd kicked off Monday with prosecutors asking the judge to put jury selection on hold.Before jury selection could begin, Chauvin’s defense attorney, Eric Nelson, told the court that he will file a petition for the Minnesota Supreme Court to review a Court of Appeals decision issued on Friday asking that trial Judge Peter Cahill consider reinstating a third-degree murder charge against Chauvin.State prosecutor Matthew Frank requested that Cahill delay jury selection in light of the defense petition regarding the additional charge.“We won’t know exactly what the charges are if we now go forward and start picking the jury,” Frank argued. “So this court would be making decisions about jurors for a trial about which we don’t know what the exact charges are going to be yet. And that jeopardy, once it attaches, that clearly cannot happen.”When Cahill refused the request to delay the high-profile case, Frank told the court he would file a motion seeking further direction from the appellate court on whether Chauvin’s trial should proceed with jury selection while a decision on whether to allow the third-degree charge is pending in the state Supreme Court.“Unless the Court of Appeals tells me otherwise we’re going to keep going,” Cahill told the attorneys Monday afternoon after going over a series of motions, most agreed on by the prosecution and defense.Cahill said he will call potential jurors back on Tuesday morning.Opening arguments in the trial are tentatively scheduled to begin on March 29. The trial is expected to last up to two months and prosecutors and defense attorneys said they plan to call nearly 400 potential witnesses to testify, 362 by the prosecution.The Court of Appeals ruled that Cahill erred when he dropped the third-degree murder charge against Chauvin in October and asked him to reconsider his decision. Cahill, in response to the Court of Appeals ruling, stated that because Chauvin planned to asked the state Supreme Court to review the appellate decision, he does not have jurisdiction to even entertain arguments on whether he should reinstate the third-degree charge.In light of the state’s intent to file a motion to delay the proceedings, Cahill put jury selection on hold until at least Tuesday to give Frank time to file his request for guidance from the appeals court.“The State is fully ready to go to trial, but the trial must be conducted in accordance with the rules and the law,” Minnesota Attorney General Keith Ellison, whose office is prosecuting Chauvin, said in a statement “Now that Mr. Chauvin has stated his intention to appeal Friday’s Court of Appeals ruling to the Minnesota Supreme Court, as is his right, the district court does not have jurisdiction to conduct jury selection or hear and rule on other substantive matters in the trial. We have filed a motion with the Court of Appeals to ensure that justice is pursued properly.”Chauvin is already facing charges of second-degree murder and second-degree manslaughter.“We are not trying to delay this case,” Frank said. “We want to try it right … we don’t want to create appeal issues,” Frank said.Chauvin’s lawyer, Eric Nelson, said in court that he believes that jury selection can proceed while they wait for the Supreme Court to review the Court of Appeals ruling on third-degree murder.“We are prepared to try this case. It is not our intent to delay this case,” Nelson said.The legal wrangling commenced Monday as a large crowd of protesters demanding justice for Floyd demonstrated outside the Hennepin County Courthouse.“I’m expecting justice,” Floyd’s sister, Bridgett Floyd, told ABC News as she entered the courthouse. “We’re gonna walk out of there with a conviction.”Chauvin, 44, who was videotaped kneeling on Floyd’s neck for a prolonged period of time on the day the 46-year-old Black man died, is being tried separately from three other former officers involved in the death that prompted protests nationwide. J. Alexander Kueng, Thomas Lane and Tou Thao are charged with aiding and abetting second-degree murder and manslaughter and are scheduled to go on trial in August.Copyright © 2021, ABC Audio. All rights reserved.last_img read more

first_imgThe molting, spawning, and recruitment of northern krill (Meganyctiphanes norvegica) were analyzed over an annual cycle (1999-2000) in the Clyde Sea (west coast of Scotland). Results supported the hypothesis of a functional relationship between egg production and molt development for the duration of the reproductive season (March to August), with one reproductive cycle being made up of two molt cycles. Females remained in reproductive condition throughout the reproductive season, and the timing of their spawning and molting was synchronized at the population level throughout this period. A semiempirical model predicted that the krill population produced an egg pulse every 20 to 26 d (depending on temperature), and three cohorts were evident in net samples taken later in the year. The likely date on which the first cohort was spawned was around 26 d after the main phytoplankton bloom, suggesting that the bloom triggered egg development in all adult females. Such a synchronized spawning period was observed directly in adult females 26 d after a bloom in March 2000. A total of three cohorts over the 6-month reproductive season is less than the maximum of seven that would be possible if spawning occurred at a periodicity of between 20 and 26 d, suggesting that larval recruitment was not always successful. Analysis showed that successful recruitment was only achieved when chlorophyll a levels were adequate during both the period of egg maturation in the ovary and the subsequent development of larvae, especially the furcilia stages.last_img read more

first_imgJob no: 99828-ASWork type: Staff-Full TimeDepartment: VET M/MEDICAL SCIENCESLocation: MadisonCategories: Animal Care, Veterinary Medicine Degree and Area of Specialization: COLLABORATIVE OPPORTUNITIES: Extensive opportunities forcollaborative research exist within the School of VeterinaryMedicine and the UW-Madison campus. The School of Medicine &Public Health, the College of Agriculture & Life Sciences andthe Biotechnology Center are located within a short distance of theSchool of Veterinary Medicine on the UW-Madison campus. A closerelationship also exists with the Wisconsin State VeterinaryDiagnostic Laboratory which is located within the same footprinton-campus as the School of Veterinary Medicine. UW-Madisonconsiders the School of Veterinary Medicine to be a major factor inits overall success as a top five university in terms of awardedfederal funding. The school is also a major factor in Madison?semergence as a hub of commercial biotechnology, includingregenerative medicine technologies.MADISON: The UW-Madison campus and the surrounding area have manyenriching opportunities. Madison was named the most bike-friendlycity; the Dane County Farmer?s Market is one of the largest in thenation; Madison has the most restaurants per capita of any U.S.city; Madison consistently ranks as a top community in which tolive, work, and play; and the University is nationally recognizedfor academics and athletics. Please see the following link for moreinformation:http://greatermadisonchamber.com/about-madison/visitor-info/ Work Type: 99828-AS Institutional Statement on Diversity: The successful candidate will participate in the clinicalactivities of the hospital in the dermatology service includingpatient care, instruction and supervision of veterinary students,interns, and residents. Anticipated Begin Date: Minimum Years and Type of Relevant Work Experience: The University of Wisconsin School of Veterinary Medicine invitesapplications for a staff veterinarian in dermatology at theClinical Instructor level. The successful candidate will join thecurrent dermatology faculty providing clinical service within theUW Veterinary Care Hospital on the UW-Madison Campus.Please click on “apply online” to begin the application process.You will be required to upload a letter of intent outlining yourspecial interests, experience and qualifications; a curriculumvitae; and a document containing the contact information for 3professional references. The deadline for assuring fullconsideration is March 4, 2020, however the position will remainopen and applications may be considered until the position isfilled. Ongoing/Renewable Additional Information: Diversity is a source of strength, creativity, and innovation forUW-Madison. We value the contributions of each person and respectthe profound ways their identity, culture, background, experience,status, abilities, and opinion enrich the university community. Wecommit ourselves to the pursuit of excellence in teaching,research, outreach, and diversity as inextricably linkedgoals.The University of Wisconsin-Madison fulfills its public mission bycreating a welcoming and inclusive community for people from everybackground – people who as students, faculty, and staff serveWisconsin and the world.For more information on diversity and inclusion on campus, pleasevisit: Diversity andInclusion Official Title: Principal Duties: Employment will require a criminal background check. It will alsorequire you and your references to answer questions regardingsexual violence and sexual harassment.The University of Wisconsin System will not reveal the identitiesof applicants who request confidentiality in writing, except thatthe identity of the successful candidate will be released. See Wis.Stat. sec. 19.36(7).The Annual Security and FireSafety Report contains current campus safety and disciplinarypolicies, crime statistics for the previous 3 calendar years, andon-campus student housing fire safety policies and fire statisticsfor the previous 3 calendar years. UW-Madison will provide a papercopy upon request; please contact the University of Wisconsin PoliceDepartment . Nigel [email protected] Access (WTRS): 7-1-1 (out-of-state: TTY: 800.947.3529, STS:800.833.7637) and above Phone number (See RELAY_SERVICE for furtherinformation. ) License or Certificate: Employment Class: Salary:center_img Department(s): DVM (or equivalent) required and completion of a formal residencyin dermatology. Academic Staff-Renewable CLINICAL INSTRUCTOR(D54NN) Minimum $75,000 ANNUAL (12 months)Depending on Qualifications Instructions to Applicants: Position Summary: Appointment Type, Duration: A872100-SCHOOL OF VET MEDICINE/MEDICAL SCIENCES Preference will be given to individuals who are ACVD boardcertified or who have completed dermatology residency training withcredentials accepted by ACVD. Rank and salary will be commensuratewith training and experience. The candidate should have stronginterpersonal skills and the ability to work cooperatively with allsections of the hospital and department. Job Number: Eligible to practice veterinary medicine in Wisconsin. Contact: RESPONSIBILITIES: The primary responsibilities of the successfulcandidate will be to provide clinical service coverage indermatology, to teach veterinary students during their 4th yearclinical rotation in dermatology, and to assist in residenttraining and limited didactic teaching as required. Clinical dutieswill be assigned at 32-36 weeks per year. The daily and weeklydermatology schedule may also be flexible and subject tonegotiation. Candidates will be encouraged to pursue researchinterests during time periods when they are not scheduled to workin the clinics. This position is an ideal entry-level position forcandidates wishing to acquire experience in an academic clinicalsetting, with exposure to and mentorship in clinical research andthe opportunity to develop teaching skills.Duties include, but are not limited to:1. TEACHING RESPONSIBILITIES (50%):A. Clinical teaching of 4th year veterinary students up to 32-36weeks per full-time yearB. Limited didactic lectures and laboratories.C. Involvement in continuing education programs for veterinarypractitioners in the State of Wisconsin.2. SERVICE RESPONSIBILITIES (50%)A. Up to 38 weeks (per full-time year) of clinical service inDermatology3. RESEARCH RESPONSIBILITIES – Collaborative opportunitiesavailable to interested candidates Full Time: 100% The University of Wisconsin is an Equal Opportunity andAffirmative Action Employer. We promote excellence throughdiversity and encourage all qualified individuals to apply.If you need to request an accommodation because of a disability,you can find information about how to make a request at thefollowing website: https://oed.wisc.edu/disability-accommodation-information-for-applicants/ SEPTEMBER 01, 2019 Applications Open: Jul 30 2019 Central Daylight TimeApplications Close:last_img read more

first_img By Jon Zimney – June 22, 2020 0 463 (Photo supplied/State of Indiana) Both Elkhart and St. Joseph County are getting more people people back on the job.Elkhart unemployment rate for May is at 11.9%, down from 28.6% in April.The jobless rate in St. Joseph County in May was 13%, down from 20.4% the month before.Statewide, Indiana is at 12.3% for the month just past. That’s a full percentage point lower the national unemployment rate. IndianaLocalNews Pinterest WhatsApp Twitter Twitter Google+ St. Joseph, Elkhart counties’ unemployment rate shrinking Facebook WhatsApp Pinterest Google+ Facebook Previous articleNotre Dame football player tests positive for COVID-19Next articleFDA warns not to use several hand sanitizers made by Eskbiochem Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney.last_img read more

first_imgAngel Food Bakery is distributing leftover products through waste-prevention app, Olio. The Brighton-based business uploads photographs and descriptions of products to the app, which people in the area can then apply for and collect from the bakery.Olio is a free app that allows neighbours and business to exchange foodstuffs. The app launched in London last summer and recently went live in Brighton and Hove.Claire Tymoshyshyn, manager of Angel Food Bakery, told British Baker: “It’s really good, as sometimes we do just have a few cakes left over and we don’t have time to hand them over to homeless people.”The bakery is giving away its product for free, but does ask for a voluntary donation, some of which goes to animal rescue charity Sussex Pet Rescue.Tymoshyshyn said: “What we do is ask for a small donation depending on the size of the box we have. Half goes on the packaging and the rest to charity.“It’s a nice way to give something back. We’re not just saving cakes from the bin, but donating to charity as well.”In the future, Tymoshyshyn hopes to prevent even more waste by exchanging unwanted ingredients with other local business, such as egg yolks left over from macaron production.last_img read more

first_img <a href=”https://www.youtube.com/watch?v=7Ot-LpNEWJY” rel=”nofollow” target=”_blank”> <img src=”https://img.youtube.com/vi/7Ot-LpNEWJY/0.jpg” alt=”0″ title=”How To Choose The Correct Channel Type For Your Video Content ” /> </a> While all groups spent the same 20 minutes face-to-face with physicians, blacks and Hispanics spent approximately 25 percent longer when seeking health care than whites, a result of increased travel, wait, and administrative times. Courtesy of Harvard Medical School Writing in the American Journal of Managed Care, the researchers reported that the average total visit time for a person seeking care for themselves, a child, or another adult was 121 minutes. That total includes 37 minutes of travel time and 84 minutes in the clinic. Of those 84 minutes, people spent only 20 minutes with physicians; they spent the rest of the time waiting, interacting with nonphysician staff, or completing paperwork or billing.Economists calculate the value of time spent doing an activity — known as opportunity cost — based on the income that an individual would earn working the same amount of time. The researchers calculated that the average opportunity cost per visit was $43, compared with an average out-of-pocket cost per visit of $32.“We also found that this time burden fell disproportionately on the disadvantaged,” said Kristin Ray, assistant professor of pediatrics at the University of Pittsburgh School of Medicine.Writing in JAMA Internal Medicine, the researchers reported that, while all groups spent the same 20 minutes face-to-face with physicians, blacks and Hispanics spent approximately 25 percent longer when seeking health care than whites, a result of increased travel, wait, and administrative times. Lower-income groups and the unemployed also spent more time seeking care than their better-off counterparts.“Typically, when we talk about how much we spend on health care, we focus on what is paid to doctors and hospitals through co-pays and insurance payments,” said Mehrotra, who is also a physician and HMS professor of medicine at Beth Israel Deaconess Medical Center. “This work helps us put a dollar amount on the significant time it costs people to seek health care.”The researchers said that it is important to consider time costs when evaluating innovative treatment and care delivery models designed to create higher-value, more-patient-centered care and to reduce health care disparities. They noted that many initiatives currently underway might offer considerable benefits in reducing the time-cost burden of health care. These initiatives include streamlining office visits; incorporating clinics into schools, community centers, and places of work; and using new models of care delivery, such as telemedicine visits, e-visits, and other Internet-powered medicine.The researchers combined data from several sources to calculate time spent in transit, at the clinic, and with clinicians face-to-face. One key resource was the American Time Use Survey, which ties detailed reporting about how respondents spend their day in a given 24-hour period with demographic and income information. In 2010, people in the United States spent 1.1 billion hours seeking health care for themselves or for loved ones. That time was worth $52 billion.“That’s about the same as all of the time worked in a year by the entire working population of the city of Dallas,” said Ateev Mehrotra, associate professor of health care policy and medicine at Harvard Medical School (HMS). Mehrotra is a lead author of two studies published this fall that measure the amount of time patients spend seeking care; calculate the total time costs to society; and analyze the difference in time burden by race, ethnicity, and socioeconomic status.The hidden cost of health carelast_img read more